Mediclaim policy is a financial shield that covers hospitalization costs, medical treatments, and health-related emergencies. It is designed to offer peace of mind by reducing the financial burden of unexpected medical expenses. By paying a premium, you secure coverage that includes hospitalization, surgeries, and other healthcare needs.
Types of Mediclaim Policies:
- Individual Mediclaim Policy: Provides health cover for one person.
- Family Floater Mediclaim Policy: Covers the entire family under a single sum insured.
- Senior Citizen Mediclaim Policy: Specially designed for individuals aged 60 and above.
- Group Mediclaim Policy: Typically offered by employers for employees and their dependents.
Features:
- Hospitalization Cover: Expenses for hospital stay, room charges, and treatment costs.
- Cashless Facility: Access treatment without paying upfront at network hospitals.
- Pre and Post-Hospitalization: Covers medical expenses before and after hospitalization.
- Daycare Treatments: Coverage for treatments that do not require a 24-hour hospital stay.
- Tax Benefits: Avail tax deductions under Section 80D of the Income Tax Act.
- No-Claim Bonus: Enjoy increased coverage for claim-free years.
A mediclaim policy is more than a safety net; it’s a proactive step towards securing your health and finances. Choose the right policy today to ensure comprehensive medical coverage for you and your loved ones. Act now by clicking below.